Debt collection -- Written notification about debt -- Complaint #4344364

Complaint Overview

Complaint ID: 4344364

Company: United Collection Bureau, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Texas

ZIP Code: 761XX

Date Received: 2021-05-02T12:00:00-05:00

Date Sent to Company: 2021-05-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

A letter was sent XX/XX/2021 to ( debt collector ), requesting validation of debt.They responded with medical records, a direct violation of Hipaa regulations.They violated 15 USC 6801-6809, using nonpublic personal information with out my consent or authorization.I never signed consent authorizing them to use my nonpublic personal information. Enclosed with the complaint is a document where ( collection ), stated that I paid with a check which give them authorization to use my information with out consent.I provide my payment history where I never a paid nothing on this account.

Frequently Asked Questions

What is Complaint #4344364 about?

Complaint #4344364 was filed against United Collection Bureau, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-05-02T12:00:00-05:00.

How did United Collection Bureau, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against United Collection Bureau, INC.?

Yes, visit the United Collection Bureau, INC. company profile at readthecomplaint.com/company/united-collection-bureau-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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