Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4343636

Complaint Overview

Complaint ID: 4343636

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Florida

ZIP Code: 33027

Date Received: 2021-05-01T12:00:00-05:00

Date Sent to Company: 2021-05-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I disputed a negative account with Experian. The creditor is with XXXX XXXX and they havent resolved my dispute internally, yet Experian has said there is an update to my XXXX XXXX XXXX account. Experian continues to report false information. Experian continues to violate my rights to receive due diligence from my creditor that I have an dispute with. Experian should not be able to update an account unless the credit answers for them to do so. Experian is the only company that practices this way. In this climate Experian needs to be more transparent with how and whom they decide to update in 15 days. XXXX XXXX is still investigating so why did Experian make a decision against me. I feel violated and I know somewhere down the line Experian tactics will be exposed.

Frequently Asked Questions

What is Complaint #4343636 about?

Complaint #4343636 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-05-01T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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