Debt collection -- Attempts to collect debt not owed -- Complaint #4343255
Complaint Overview
Complaint ID: 4343255
Company: Merchants' Credit Guide Company
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Illinois
ZIP Code: 60435
Date Received: 2021-05-02T12:00:00-05:00
Date Sent to Company: 2021-05-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XXXX ; XXXX, the company Merchant 's Credit Guide Fraudulently reported on my credit profile that I am in debted to their company. I never entered into an agreement with this agency, please remove this collection, or I will be forced to pursue litigation. The next steps are to file a Complaint with the State Attorney General Office in my State.
Frequently Asked Questions
What is Complaint #4343255 about?
Complaint #4343255 was filed against Merchants' Credit Guide Company regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-05-02T12:00:00-05:00.
How did Merchants' Credit Guide Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Merchants' Credit Guide Company?
Yes, visit the Merchants' Credit Guide Company company profile at readthecomplaint.com/company/merchants-credit-guide-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.