Debt collection -- False statements or representation -- Complaint #4343132

Complaint Overview

Complaint ID: 4343132

Company: Reliant Capital Solutions, LLC

Product: Debt collection

Sub-Product: Federal student loan debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Virginia

ZIP Code: 23060

Date Received: 2021-05-02T12:00:00-05:00

Date Sent to Company: 2021-05-02T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I attended the University XXXX XXXX University online fall 2020. I received a unsubsized loan and subsized loan from the Department of education. I currently have a XXXX gpa at the school. I received an email on XXXX XXXX stating I have a balance and they were sending it to a collection agency. I email XXXX XXXX back and stated that my balance is handles by loan servicer. These are not private loans are money given to me the school. The loans are already included in my educational loan debt. I even verified by accessing my national student loan data and speaking with my loan servicer. So the XXXX XXXXXXXX XXXX sent my information to a collection agency anyway. Im assuming the collection agency obtained my phone number from the school the called several Times in a XXXX period I explained to one of the representatives at reliant that those arent private loans they were issued by the department of education. I the unknowingly received an email from the collection agency that I didnt even give my email to stating they send over the information I requested I didnt request any information because I can see my study account even on the statement it shows I received loans which are serviced by XXXX XXXX. The company is desperately trying to collect money that they dont have a right to collect and so is XXXX University XXXX XXXX

Frequently Asked Questions

What is Complaint #4343132 about?

Complaint #4343132 was filed against Reliant Capital Solutions, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-05-02T12:00:00-05:00.

How did Reliant Capital Solutions, LLC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Reliant Capital Solutions, LLC?

Yes, visit the Reliant Capital Solutions, LLC company profile at readthecomplaint.com/company/reliant-capital-solutions-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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