Debt collection -- Attempts to collect debt not owed -- Complaint #4342618
Complaint Overview
Complaint ID: 4342618
Company: Harvard Collections, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Indiana
ZIP Code: 46227
Date Received: 2021-05-01T12:00:00-05:00
Date Sent to Company: 2021-05-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The debt reported from HARVARD COLLECTION SER in the amount of {$450.00} is not mine. This is inhibiting me from attaining credit in order to purchase a new home or qualify for higher lines of credit. It isnt fair that fraudulent charges can make such an impact on someones life and their ability to make larger purchases.
Frequently Asked Questions
What is Complaint #4342618 about?
Complaint #4342618 was filed against Harvard Collections, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-05-01T12:00:00-05:00.
How did Harvard Collections, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Harvard Collections, LLC?
Yes, visit the Harvard Collections, LLC company profile at readthecomplaint.com/company/harvard-collections-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.