Debt collection -- Took or threatened to take negative or legal action -- Complaint #4342349
Complaint Overview
Complaint ID: 4342349
Company: Professional Placement Services, LLC
Product: Debt collection
Sub-Product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: New Jersey
ZIP Code: 07306
Date Received: 2021-05-01T12:00:00-05:00
Date Sent to Company: 2021-05-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My medical bill from XX/XX/2019, which I thought was resolved by my insurance, was sold to a collection agency without my awareness. I never received any correspondence about this bill having been sold to a debt collector until it showed up on my credit report, taking my score down by almost 100 points. When I saw the debt report and called them, they admitted to having an error in my address that would have made it impossible for them to reach me. I paid the debt IMMEDIATELY upon hearing about all this, and I need this resolved and taken off my credit score.
Frequently Asked Questions
What is Complaint #4342349 about?
Complaint #4342349 was filed against Professional Placement Services, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-05-01T12:00:00-05:00.
How did Professional Placement Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Professional Placement Services, LLC?
Yes, visit the Professional Placement Services, LLC company profile at readthecomplaint.com/company/professional-placement-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.