Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4342058
Complaint Overview
Complaint ID: 4342058
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New Jersey
ZIP Code: 07111
Date Received: 2021-04-30T12:00:00-05:00
Date Sent to Company: 2021-04-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Since XX/XX/2021 I have sent numerous letters informing the credit bureaus that upon my investigation of my credit reports they were in violation of several FCRA codes, 15 USC sec.1681 ( a ) 1 by reporting inaccurate information which is unfair to me as an consumer they are also in violation of 15 USC sec . 1681 ( a ) 4 in which they are violating my consumer rights to privacy. I have not given any credit bureau Equifax, XXXX or XXXX the written authorization to furnish a consumer report which a violation of the FCRA 15 USC sec. 1681 ( b ) 2. these violations are unacceptable and all accounts listed are to be deleted immediately. thank you for your immediate response
Frequently Asked Questions
What is Complaint #4342058 about?
Complaint #4342058 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-04-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.