Credit card or prepaid card -- Other features, terms, or problems -- Complaint #4335347

Complaint Overview

Complaint ID: 4335347

Company: HSBC North America Holdings INC.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Other features, terms, or problems

Sub-Issue: Problem with customer service

State: California

ZIP Code: 94306

Date Received: 2021-04-28T12:00:00-05:00

Date Sent to Company: 2021-04-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

HSBC BANK has mishandled our credit and issued credit cards we did NOT request .... we moved to the US in 2017 and transferred our accounts to HSBC US. We have written to HSBC to the address reported on the credit and letters came back UNDELIVERABLE ... SEE EVIDENCE OF F.C.R.A. VIOLATION ... THIS IS F.C.R.A. VIOLATION NOT TO MENTION F.D.C.P.A. VIOLATION.

Frequently Asked Questions

What is Complaint #4335347 about?

Complaint #4335347 was filed against HSBC North America Holdings INC. regarding Credit card or prepaid card specifically about Other features, terms, or problems. It was received by the CFPB on 2021-04-28T12:00:00-05:00.

How did HSBC North America Holdings INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against HSBC North America Holdings INC.?

Yes, visit the HSBC North America Holdings INC. company profile at readthecomplaint.com/company/hsbc-north-america-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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