Debt collection -- Attempts to collect debt not owed -- Complaint #21292655
Complaint Overview
Complaint ID: 21292655
Company: Encore Capital Group INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Alabama
ZIP Code: 36303
Date Received: 2026-04-16T12:00:00-05:00
Date Sent to Company: 2026-04-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.