Debt collection -- False statements or representation -- Complaint #21207252
Complaint Overview
Complaint ID: 21207252
Company: Fair Collections & Outsourcing, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: New Jersey
ZIP Code: 08002
Date Received: 2026-04-13T12:00:00-05:00
Date Sent to Company: 2026-04-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Sir or Madam, I am writing a response to your communication regarding an alleged debt. I am requesting validation of this debt as provided for under the Fair Debt Collection Practices Act. Please provided the following : The amount of the debt, including any fees or interest. the name and address of the original creditor. Documentation showing that I agreed to this debt. Proof that your company is authorized to collect this debt. Until you provide proper validation, I request that you cease all collection activities and communication with me regarding this matter. If you can not validate this debt, please confirm in writing that the account has been closed and that no further collection action will be taken. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #21207252 about?
Complaint #21207252 was filed against Fair Collections & Outsourcing, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-04-13T12:00:00-05:00.
How did Fair Collections & Outsourcing, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Fair Collections & Outsourcing, INC.?
Yes, visit the Fair Collections & Outsourcing, INC. company profile at readthecomplaint.com/company/fair-collections-outsourcing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.