Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #20944161
TransUnion Credit Report Disputed Over Incorrect Personal Data
Complaint Overview
Complaint ID: 20944161
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Michigan
ZIP Code: 48328
Date Received: 2026-04-04T12:00:00-05:00
Date Sent to Company: 2026-04-04T12:00:00-05:00
Company Response: In progress
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as this is a common consumer dispute that credit bureaus handle regularly.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Personal information
AI Analysis
CFPB complaint 20944161 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer is disputing incorrect personal information on their credit report with TransUnion. The complaint was received on April 4, 2026 from Michigan. The company responded with "In progress".
What You Should Do -- Consumer Action Plan
Consumers should carefully review their credit reports for accuracy and dispute any errors promptly with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) grants consumers the right to dispute inaccurate information on their credit reports.
Regulatory Insight
Credit bureaus must investigate disputes within a reasonable timeframe, typically 30 days, and correct any verified inaccuracies.
Resolution Likelihood
likely
State-Specific Consumer Protections
This issue is being handled in Michigan.
Industry Comparison
Disputes over incorrect personal information are a frequent occurrence across all major credit reporting agencies.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20944161 about?
CFPB complaint 20944161 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Personal information incorrect". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on April 4, 2026.
Which company is complaint 20944161 filed against?
Complaint 20944161 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 20944161?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "In progress". The response was marked as timely by the CFPB.
When was complaint 20944161 filed?
Complaint 20944161 was received by the CFPB on April 4, 2026. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on April 4, 2026.
What state was complaint 20944161 filed from?
Complaint 20944161 was filed from Michigan. You can view all complaints from this state at /state/MI.
Was the consumer satisfied with the resolution of complaint 20944161?
Dispute information is not available for complaint 20944161.
What product category is complaint 20944161 about?
Complaint 20944161 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 20944161 submitted?
Complaint 20944161 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20944161?
The Fair Credit Reporting Act (FCRA) grants consumers the right to dispute inaccurate information on their credit reports. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 20944161 to be resolved?
Resolution likelihood: likely. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20944161?
This complaint is rated as low risk. The risk is low as this is a common consumer dispute that credit bureaus handle regularly.
What regulatory actions apply to complaint 20944161?
Credit bureaus must investigate disputes within a reasonable timeframe, typically 30 days, and correct any verified inaccuracies. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 20944161?
Consumers should carefully review their credit reports for accuracy and dispute any errors promptly with the credit reporting agency.
Are there state-specific protections for complaint 20944161?
This issue is being handled in Michigan. This complaint was filed from Michigan.
How does complaint 20944161 compare to industry norms?
Disputes over incorrect personal information are a frequent occurrence across all major credit reporting agencies.
What steps should a consumer take if their dispute is not resolved satisfactorily?
If the dispute is not resolved, the consumer can file a complaint with the CFPB or consult with an attorney specializing in consumer protection law.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.