Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #20926852
Incorrect Identity Information on Credit Report
Complaint Overview
Complaint ID: 20926852
Company: Cbc Companies, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30349
Date Received: 2026-04-03T12:00:00-05:00
Date Sent to Company: 2026-04-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: medium
Incorrectly reported information can negatively impact a consumer's credit score and ability to obtain credit.
Consumer Sentiment: negative
Topics: Credit reporting, Incorrect information, Identity theft
AI Analysis
CFPB complaint 20926852 was filed against CBC Companies, Inc. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported that incorrect information belonging to someone else appeared on their credit report from CBC Companies, Inc. The complaint was received on April 3, 2026 from Georgia. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports and dispute any inaccuracies with the credit reporting agency and the furnisher of the information.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of the information in consumer reports.
Regulatory Insight
Credit reporting agencies have a responsibility to investigate disputes and correct errors promptly.
Resolution Likelihood
likely
State-Specific Consumer Protections
Georgia consumers are protected by federal credit reporting laws, which are enforced by agencies like the CFPB.
Industry Comparison
Disputes over incorrect personal information are a common issue within the credit reporting industry.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20926852 about?
CFPB complaint 20926852 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against CBC Companies, Inc. on April 3, 2026.
Which company is complaint 20926852 filed against?
Complaint 20926852 was filed against CBC Companies, Inc.. You can view all complaints against this company on their profile page at /company/cbc-companies-inc.
What was the company's response to complaint 20926852?
CBC Companies, Inc. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 20926852 filed?
Complaint 20926852 was received by the CFPB on April 3, 2026. It was sent to CBC Companies, Inc. on April 3, 2026.
What state was complaint 20926852 filed from?
Complaint 20926852 was filed from Georgia. You can view all complaints from this state at /state/GA.
Was the consumer satisfied with the resolution of complaint 20926852?
Dispute information is not available for complaint 20926852.
What product category is complaint 20926852 about?
Complaint 20926852 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 20926852 submitted?
Complaint 20926852 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20926852?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of the information in consumer reports. This relates to a Credit reporting or other personal consumer reports complaint against CBC Companies, Inc. involving "Incorrect information on your report".
How likely is complaint 20926852 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20926852?
This complaint is rated as medium risk. Incorrectly reported information can negatively impact a consumer's credit score and ability to obtain credit.
What regulatory actions apply to complaint 20926852?
Credit reporting agencies have a responsibility to investigate disputes and correct errors promptly. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 20926852?
Consumers should regularly review their credit reports and dispute any inaccuracies with the credit reporting agency and the furnisher of the information.
Are there state-specific protections for complaint 20926852?
Georgia consumers are protected by federal credit reporting laws, which are enforced by agencies like the CFPB. This complaint was filed from Georgia.
How does complaint 20926852 compare to industry norms?
Disputes over incorrect personal information are a common issue within the credit reporting industry.
What steps should a consumer take if they discover someone else's information on their credit report?
The consumer should immediately dispute the inaccurate information with the credit reporting agency (e.g., Equifax, Experian, TransUnion) and the company that provided the information to the agency. They should provide any supporting documentation to prove the information is not theirs.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.