Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #20901055
Incorrect Identity on Credit Report
Complaint Overview
Complaint ID: 20901055
Company: Kriya Capital, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 32164
Date Received: 2026-04-02T12:00:00-05:00
Date Sent to Company: 2026-04-02T12:00:00-05:00
Company Response: In progress
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: medium
The presence of another person's information on a credit report can lead to significant financial harm, including denial of credit, incorrect debt reporting, and identity theft concerns.
Consumer Sentiment: negative
Topics: Credit reporting, Incorrect information, Identity theft
AI Analysis
CFPB complaint 20901055 was filed against Kriya Capital, LLC regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported that incorrect information, specifically that of another individual, appeared on their credit report from Kriya Capital, LLC. The complaint was received on April 2, 2026 from Florida. The company responded with "In progress".
What You Should Do -- Consumer Action Plan
Consumers should immediately dispute any incorrect information with the credit reporting agency and the furnisher of the information, providing evidence to support their claim.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers to investigate disputes regarding inaccurate information on consumer reports.
Regulatory Insight
Furnishers must have reasonable procedures to prevent reporting inaccurate information, and credit bureaus must conduct reasonable reinvestigations when disputes arise.
Resolution Likelihood
likely
State-Specific Consumer Protections
This issue occurred in Florida and is being handled through the CFPB's complaint process.
Industry Comparison
Disputes over incorrect information, including identity mix-ups, are common in the credit reporting industry.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20901055 about?
CFPB complaint 20901055 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against Kriya Capital, LLC on April 2, 2026.
Which company is complaint 20901055 filed against?
Complaint 20901055 was filed against Kriya Capital, LLC. You can view all complaints against this company on their profile page at /company/kriya-capital-llc.
What was the company's response to complaint 20901055?
Kriya Capital, LLC responded with "In progress". The response was marked as timely by the CFPB.
When was complaint 20901055 filed?
Complaint 20901055 was received by the CFPB on April 2, 2026. It was sent to Kriya Capital, LLC on April 2, 2026.
What state was complaint 20901055 filed from?
Complaint 20901055 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 20901055?
Dispute information is not available for complaint 20901055.
What product category is complaint 20901055 about?
Complaint 20901055 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 20901055 submitted?
Complaint 20901055 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20901055?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers to investigate disputes regarding inaccurate information on consumer reports. This relates to a Credit reporting or other personal consumer reports complaint against Kriya Capital, LLC involving "Incorrect information on your report".
How likely is complaint 20901055 to be resolved?
Resolution likelihood: likely. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20901055?
This complaint is rated as medium risk. The presence of another person's information on a credit report can lead to significant financial harm, including denial of credit, incorrect debt reporting, and identity theft concerns.
What regulatory actions apply to complaint 20901055?
Furnishers must have reasonable procedures to prevent reporting inaccurate information, and credit bureaus must conduct reasonable reinvestigations when disputes arise. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 20901055?
Consumers should immediately dispute any incorrect information with the credit reporting agency and the furnisher of the information, providing evidence to support their claim.
Are there state-specific protections for complaint 20901055?
This issue occurred in Florida and is being handled through the CFPB's complaint process. This complaint was filed from Florida.
How does complaint 20901055 compare to industry norms?
Disputes over incorrect information, including identity mix-ups, are common in the credit reporting industry.
What steps should a consumer take if they suspect their identity has been compromised due to incorrect information on their credit report?
Beyond disputing the information, consumers should consider placing a fraud alert or credit freeze on their reports and filing a police report if identity theft is suspected.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.