Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #20884318
Consumer Disputes Inaccurate Kriya Capital Account Information
Complaint Overview
Complaint ID: 20884318
Company: Kriya Capital, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Alabama
ZIP Code: 350XX
Date Received: 2026-04-02T12:00:00-05:00
Date Sent to Company: 2026-04-02T12:00:00-05:00
Company Response: In progress
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: medium
Incorrect information on a credit report can negatively impact a consumer's credit score and ability to obtain future credit, making this a medium-risk issue.
Consumer Sentiment: mixed
Topics: Credit reporting, Incorrect information, Account information
AI Analysis
CFPB complaint 20884318 was filed against Kriya Capital, LLC regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer in Alabama is disputing incorrect account information on their credit report with Kriya Capital, LLC, and the complaint is currently in progress. The complaint was received on April 2, 2026 from Alabama. The company responded with "In progress".
What You Should Do -- Consumer Action Plan
Consumers should carefully review their credit reports for accuracy and dispute any errors with both the credit reporting agency and the creditor.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reporting information.
Regulatory Insight
Credit reporting agencies and furnishers like Kriya Capital have a legal obligation to investigate disputes and correct inaccuracies.
Resolution Likelihood
mixed
State-Specific Consumer Protections
The consumer is located in Alabama, and state laws may offer additional protections or avenues for recourse.
Industry Comparison
Disputes over incorrect account information are common in the credit reporting industry, affecting many consumers.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20884318 about?
CFPB complaint 20884318 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account information incorrect". This complaint was filed against Kriya Capital, LLC on April 2, 2026.
Which company is complaint 20884318 filed against?
Complaint 20884318 was filed against Kriya Capital, LLC. You can view all complaints against this company on their profile page at /company/kriya-capital-llc.
What was the company's response to complaint 20884318?
Kriya Capital, LLC responded with "In progress". The response was marked as timely by the CFPB.
When was complaint 20884318 filed?
Complaint 20884318 was received by the CFPB on April 2, 2026. It was sent to Kriya Capital, LLC on April 2, 2026.
What state was complaint 20884318 filed from?
Complaint 20884318 was filed from Alabama. You can view all complaints from this state at /state/AL.
Was the consumer satisfied with the resolution of complaint 20884318?
Dispute information is not available for complaint 20884318.
What product category is complaint 20884318 about?
Complaint 20884318 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 20884318 submitted?
Complaint 20884318 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20884318?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reporting information. This relates to a Credit reporting or other personal consumer reports complaint against Kriya Capital, LLC involving "Incorrect information on your report".
How likely is complaint 20884318 to be resolved?
Resolution likelihood: mixed. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20884318?
This complaint is rated as medium risk. Incorrect information on a credit report can negatively impact a consumer's credit score and ability to obtain future credit, making this a medium-risk issue.
What regulatory actions apply to complaint 20884318?
Credit reporting agencies and furnishers like Kriya Capital have a legal obligation to investigate disputes and correct inaccuracies. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 20884318?
Consumers should carefully review their credit reports for accuracy and dispute any errors with both the credit reporting agency and the creditor.
Are there state-specific protections for complaint 20884318?
The consumer is located in Alabama, and state laws may offer additional protections or avenues for recourse. This complaint was filed from Alabama.
How does complaint 20884318 compare to industry norms?
Disputes over incorrect account information are common in the credit reporting industry, affecting many consumers.
What is the typical timeframe for a credit reporting dispute investigation?
Under the FCRA, credit reporting agencies generally have 30 days to investigate a dispute, with a possible extension to 45 days if additional information is provided by the consumer.
What steps should a consumer take if Kriya Capital does not resolve the incorrect information?
If Kriya Capital fails to resolve the issue, the consumer can escalate the complaint to the CFPB and consider consulting with a consumer protection attorney.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.