Debt collection -- Attempts to collect debt not owed -- Complaint #20883519
Consumer disputes debt validity with Kriya Capital
Complaint Overview
Complaint ID: 20883519
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Pennsylvania
ZIP Code: 19111
Date Received: 2026-04-02T12:00:00-05:00
Date Sent to Company: 2026-04-02T12:00:00-05:00
Company Response: In progress
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: medium
The risk is medium as the consumer claims the debt is not theirs, which could lead to a dispute over the debt's legitimacy and potential legal action if not resolved.
Consumer Sentiment: neutral
Topics: Debt collection, Disputed debt
AI Analysis
CFPB complaint 20883519 was filed against Kriya Capital, LLC regarding Debt collection (I do not know), specifically about "Attempts to collect debt not owed". A consumer in Pennsylvania is disputing a debt collection attempt by Kriya Capital, LLC, claiming the debt is not theirs. The complaint was received on April 2, 2026 from Pennsylvania. The company responded with "In progress".
What You Should Do -- Consumer Action Plan
Consumers should gather all documentation related to the debt and their claim that it is not theirs, and respond in writing to the debt collector.
Legal Context & Consumer Protection Laws
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must cease collection efforts if a consumer disputes the debt in writing.
Regulatory Insight
This case highlights the importance of debt validation and the consumer's right to dispute debts they believe are inaccurate or not owed.
Resolution Likelihood
mixed
State-Specific Consumer Protections
In Pennsylvania, consumers have rights under state and federal law to dispute debt collection practices.
Industry Comparison
This is a common issue in the debt collection industry where consumers may be contacted about debts they do not recognize or are not responsible for.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20883519 about?
CFPB complaint 20883519 involves Debt collection (I do not know). The consumer reported an issue with "Attempts to collect debt not owed", specifically "Debt is not yours". This complaint was filed against Kriya Capital, LLC on April 2, 2026.
Which company is complaint 20883519 filed against?
Complaint 20883519 was filed against Kriya Capital, LLC. You can view all complaints against this company on their profile page at /company/kriya-capital-llc.
What was the company's response to complaint 20883519?
Kriya Capital, LLC responded with "In progress". The response was marked as timely by the CFPB.
When was complaint 20883519 filed?
Complaint 20883519 was received by the CFPB on April 2, 2026. It was sent to Kriya Capital, LLC on April 2, 2026.
What state was complaint 20883519 filed from?
Complaint 20883519 was filed from Pennsylvania. You can view all complaints from this state at /state/PA.
Was the consumer satisfied with the resolution of complaint 20883519?
Dispute information is not available for complaint 20883519.
What product category is complaint 20883519 about?
Complaint 20883519 is categorized under "Debt collection", specifically "I do not know". This is one of the product categories tracked by the CFPB.
How was complaint 20883519 submitted?
Complaint 20883519 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20883519?
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must cease collection efforts if a consumer disputes the debt in writing. This relates to a Debt collection complaint against Kriya Capital, LLC involving "Attempts to collect debt not owed".
How likely is complaint 20883519 to be resolved?
Resolution likelihood: mixed. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20883519?
This complaint is rated as medium risk. The risk is medium as the consumer claims the debt is not theirs, which could lead to a dispute over the debt's legitimacy and potential legal action if not resolved.
What regulatory actions apply to complaint 20883519?
This case highlights the importance of debt validation and the consumer's right to dispute debts they believe are inaccurate or not owed. The CFPB tracks complaints like this one to identify patterns of misconduct across the Debt collection industry.
What should the consumer do about complaint 20883519?
Consumers should gather all documentation related to the debt and their claim that it is not theirs, and respond in writing to the debt collector.
Are there state-specific protections for complaint 20883519?
In Pennsylvania, consumers have rights under state and federal law to dispute debt collection practices. This complaint was filed from Pennsylvania.
How does complaint 20883519 compare to industry norms?
This is a common issue in the debt collection industry where consumers may be contacted about debts they do not recognize or are not responsible for.
What steps should the consumer take if Kriya Capital continues to attempt collection after the dispute?
The consumer should inform Kriya Capital in writing that they dispute the debt and request validation. If collection continues without validation, they may consider filing a complaint with the CFPB or seeking legal counsel.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.