Debt collection -- Attempts to collect debt not owed -- Complaint #20879763
Kriya Capital Accused of Collecting Unowed Debt
Complaint Overview
Complaint ID: 20879763
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Florida
ZIP Code: 33414
Date Received: 2026-04-02T12:00:00-05:00
Date Sent to Company: 2026-04-02T12:00:00-05:00
Company Response: In progress
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Risk Assessment
Risk Level: medium
The risk is medium as the company is accused of attempting to collect a debt that does not belong to the consumer, which could lead to violations of debt collection laws.
Consumer Sentiment: negative
Topics: Debt collection, Telecommunications debt, Improper debt collection
AI Analysis
CFPB complaint 20879763 was filed against Kriya Capital, LLC regarding Debt collection (Telecommunications debt), specifically about "Attempts to collect debt not owed". A consumer filed a complaint against Kriya Capital, LLC for attempting to collect a telecommunications debt that the consumer claims is not theirs. The complaint was received on April 2, 2026 from Florida. The company responded with "In progress".
What You Should Do -- Consumer Action Plan
Consumers should dispute any debt they believe they do not owe in writing and request validation from the debt collector.
Legal Context & Consumer Protection Laws
This situation could involve violations of the Fair Debt Collection Practices Act (FDCPA) if Kriya Capital, LLC engaged in unfair or deceptive practices.
Regulatory Insight
Regulators may scrutinize Kriya Capital's practices to ensure they are not harassing consumers or collecting debts from the wrong individuals.
Resolution Likelihood
mixed
State-Specific Consumer Protections
The complaint originates from Florida, and state-specific consumer protection laws may also apply.
Industry Comparison
This type of complaint is common in the debt collection industry, where errors in identifying the correct debtor or the validity of the debt can occur.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20879763 about?
CFPB complaint 20879763 involves Debt collection (Telecommunications debt). The consumer reported an issue with "Attempts to collect debt not owed", specifically "Debt is not yours". This complaint was filed against Kriya Capital, LLC on April 2, 2026.
Which company is complaint 20879763 filed against?
Complaint 20879763 was filed against Kriya Capital, LLC. You can view all complaints against this company on their profile page at /company/kriya-capital-llc.
What was the company's response to complaint 20879763?
Kriya Capital, LLC responded with "In progress". The response was marked as timely by the CFPB.
When was complaint 20879763 filed?
Complaint 20879763 was received by the CFPB on April 2, 2026. It was sent to Kriya Capital, LLC on April 2, 2026.
What state was complaint 20879763 filed from?
Complaint 20879763 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 20879763?
Dispute information is not available for complaint 20879763.
What product category is complaint 20879763 about?
Complaint 20879763 is categorized under "Debt collection", specifically "Telecommunications debt". This is one of the product categories tracked by the CFPB.
How was complaint 20879763 submitted?
Complaint 20879763 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20879763?
This situation could involve violations of the Fair Debt Collection Practices Act (FDCPA) if Kriya Capital, LLC engaged in unfair or deceptive practices. This relates to a Debt collection complaint against Kriya Capital, LLC involving "Attempts to collect debt not owed".
How likely is complaint 20879763 to be resolved?
Resolution likelihood: mixed. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20879763?
This complaint is rated as medium risk. The risk is medium as the company is accused of attempting to collect a debt that does not belong to the consumer, which could lead to violations of debt collection laws.
What regulatory actions apply to complaint 20879763?
Regulators may scrutinize Kriya Capital's practices to ensure they are not harassing consumers or collecting debts from the wrong individuals. The CFPB tracks complaints like this one to identify patterns of misconduct across the Debt collection industry.
What should the consumer do about complaint 20879763?
Consumers should dispute any debt they believe they do not owe in writing and request validation from the debt collector.
Are there state-specific protections for complaint 20879763?
The complaint originates from Florida, and state-specific consumer protection laws may also apply. This complaint was filed from Florida.
How does complaint 20879763 compare to industry norms?
This type of complaint is common in the debt collection industry, where errors in identifying the correct debtor or the validity of the debt can occur.
What steps should a consumer take if they receive a collection notice for a debt they do not owe?
The consumer should immediately send a written dispute letter to the debt collector within 30 days of the initial notice and request debt validation. They should also keep records of all communication.
What are the potential consequences for a debt collector attempting to collect a debt not owed?
Debt collectors can face legal action, fines, and penalties under laws like the FDCPA for attempting to collect debts that are not owed or are invalid.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.