Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #20842689
Kriya Capital Accused of Reporting Incorrect Account Status
Complaint Overview
Complaint ID: 20842689
Company: Kriya Capital, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Georgia
ZIP Code: 31763
Date Received: 2026-04-01T12:00:00-05:00
Date Sent to Company: 2026-04-01T12:00:00-05:00
Company Response: In progress
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: medium
Incorrect account status reporting can negatively impact a consumer's credit score and ability to obtain future credit.
Consumer Sentiment: negative
Topics: Credit reporting, Incorrect information, Account status
AI Analysis
CFPB complaint 20842689 was filed against Kriya Capital, LLC regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer is disputing incorrect account status information on their credit report with Kriya Capital, LLC. The complaint was received on April 1, 2026 from Georgia. The company responded with "In progress".
What You Should Do -- Consumer Action Plan
Consumers should carefully review their credit reports for accuracy and dispute any errors with the credit reporting agency and the creditor.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers of information to ensure the accuracy of consumer credit information.
Regulatory Insight
This case highlights the importance of accurate account status reporting by creditors and the potential for disputes when errors occur.
Resolution Likelihood
mixed
State-Specific Consumer Protections
The consumer is located in Georgia, and the complaint is being handled by the CFPB.
Industry Comparison
Disputes over incorrect account status are common in the credit reporting industry, affecting many consumers.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20842689 about?
CFPB complaint 20842689 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account status incorrect". This complaint was filed against Kriya Capital, LLC on April 1, 2026.
Which company is complaint 20842689 filed against?
Complaint 20842689 was filed against Kriya Capital, LLC. You can view all complaints against this company on their profile page at /company/kriya-capital-llc.
What was the company's response to complaint 20842689?
Kriya Capital, LLC responded with "In progress". The response was marked as timely by the CFPB.
When was complaint 20842689 filed?
Complaint 20842689 was received by the CFPB on April 1, 2026. It was sent to Kriya Capital, LLC on April 1, 2026.
What state was complaint 20842689 filed from?
Complaint 20842689 was filed from Georgia. You can view all complaints from this state at /state/GA.
Was the consumer satisfied with the resolution of complaint 20842689?
Dispute information is not available for complaint 20842689.
What product category is complaint 20842689 about?
Complaint 20842689 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 20842689 submitted?
Complaint 20842689 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20842689?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers of information to ensure the accuracy of consumer credit information. This relates to a Credit reporting or other personal consumer reports complaint against Kriya Capital, LLC involving "Incorrect information on your report".
How likely is complaint 20842689 to be resolved?
Resolution likelihood: mixed. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20842689?
This complaint is rated as medium risk. Incorrect account status reporting can negatively impact a consumer's credit score and ability to obtain future credit.
What regulatory actions apply to complaint 20842689?
This case highlights the importance of accurate account status reporting by creditors and the potential for disputes when errors occur. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 20842689?
Consumers should carefully review their credit reports for accuracy and dispute any errors with the credit reporting agency and the creditor.
Are there state-specific protections for complaint 20842689?
The consumer is located in Georgia, and the complaint is being handled by the CFPB. This complaint was filed from Georgia.
How does complaint 20842689 compare to industry norms?
Disputes over incorrect account status are common in the credit reporting industry, affecting many consumers.
What steps should a consumer take if they discover incorrect account status information on their credit report?
First, dispute the information directly with the credit reporting agency. If that doesn't resolve the issue, file a complaint with the CFPB and consider sending a formal dispute letter to the creditor (Kriya Capital in this case).
What are the potential consequences for Kriya Capital if the incorrect information is not corrected?
If Kriya Capital fails to investigate and correct the inaccurate information, they could face penalties from the CFPB and potential legal action from the consumer under the FCRA.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.