Debt collection -- Written notification about debt -- Complaint #20842097
Debt Collector Accused of Withholding Dispute Rights Notice
Complaint Overview
Complaint ID: 20842097
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Nebraska
ZIP Code: 68111
Date Received: 2026-04-01T12:00:00-05:00
Date Sent to Company: 2026-04-01T12:00:00-05:00
Company Response: In progress
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: medium
The company may have violated the FDCPA by not providing the required written notice of the consumer's right to dispute the debt, which is a standard consumer protection.
Consumer Sentiment: negative
Topics: Debt collection, FDCPA, Notice of dispute rights
AI Analysis
CFPB complaint 20842097 was filed against Kriya Capital, LLC regarding Debt collection (I do not know), specifically about "Written notification about debt". A consumer filed a complaint against Kriya Capital, LLC for failing to provide written notification of their right to dispute a debt. The complaint was received on April 1, 2026 from Nebraska. The company responded with "In progress".
What You Should Do -- Consumer Action Plan
Consumers should always review debt collection notices carefully and be aware of their rights, including the right to dispute a debt within 30 days of initial notification.
Legal Context & Consumer Protection Laws
The Fair Debt Collection Practices Act (FDCPA) requires debt collectors to provide specific written disclosures to consumers, including the right to dispute the debt.
Regulatory Insight
Regulators will likely examine whether Kriya Capital, LLC has a pattern of failing to provide these essential FDCPA disclosures.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint was filed in Nebraska (NE), and state laws may also offer protections regarding debt collection practices.
Industry Comparison
Failure to provide dispute rights notices is a common issue in debt collection complaints, indicating a potential systemic problem.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20842097 about?
CFPB complaint 20842097 involves Debt collection (I do not know). The consumer reported an issue with "Written notification about debt", specifically "Didn't receive notice of right to dispute". This complaint was filed against Kriya Capital, LLC on April 1, 2026.
Which company is complaint 20842097 filed against?
Complaint 20842097 was filed against Kriya Capital, LLC. You can view all complaints against this company on their profile page at /company/kriya-capital-llc.
What was the company's response to complaint 20842097?
Kriya Capital, LLC responded with "In progress". The response was marked as timely by the CFPB.
When was complaint 20842097 filed?
Complaint 20842097 was received by the CFPB on April 1, 2026. It was sent to Kriya Capital, LLC on April 1, 2026.
What state was complaint 20842097 filed from?
Complaint 20842097 was filed from Nebraska. You can view all complaints from this state at /state/NE.
Was the consumer satisfied with the resolution of complaint 20842097?
Dispute information is not available for complaint 20842097.
What product category is complaint 20842097 about?
Complaint 20842097 is categorized under "Debt collection", specifically "I do not know". This is one of the product categories tracked by the CFPB.
How was complaint 20842097 submitted?
Complaint 20842097 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20842097?
The Fair Debt Collection Practices Act (FDCPA) requires debt collectors to provide specific written disclosures to consumers, including the right to dispute the debt. This relates to a Debt collection complaint against Kriya Capital, LLC involving "Written notification about debt".
How likely is complaint 20842097 to be resolved?
Resolution likelihood: likely. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20842097?
This complaint is rated as medium risk. The company may have violated the FDCPA by not providing the required written notice of the consumer's right to dispute the debt, which is a standard consumer protection.
What regulatory actions apply to complaint 20842097?
Regulators will likely examine whether Kriya Capital, LLC has a pattern of failing to provide these essential FDCPA disclosures. The CFPB tracks complaints like this one to identify patterns of misconduct across the Debt collection industry.
What should the consumer do about complaint 20842097?
Consumers should always review debt collection notices carefully and be aware of their rights, including the right to dispute a debt within 30 days of initial notification.
Are there state-specific protections for complaint 20842097?
The complaint was filed in Nebraska (NE), and state laws may also offer protections regarding debt collection practices. This complaint was filed from Nebraska.
How does complaint 20842097 compare to industry norms?
Failure to provide dispute rights notices is a common issue in debt collection complaints, indicating a potential systemic problem.
What are the specific consequences for Kriya Capital, LLC if found in violation of the FDCPA regarding dispute notice requirements?
If found in violation, Kriya Capital, LLC could face statutory damages, actual damages, attorney's fees, and court costs, as well as potential regulatory action.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.