Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #20841038
Incorrect Account Status on Credit Report
Complaint Overview
Complaint ID: 20841038
Company: Global Lending Services LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 34112
Date Received: 2026-04-01T12:00:00-05:00
Date Sent to Company: 2026-04-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as this appears to be a data entry error that can likely be corrected with proper dispute.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account status
AI Analysis
CFPB complaint 20841038 was filed against Global Lending Services LLC regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account status information on their credit report to Global Lending Services LLC. The complaint was received on April 1, 2026 from Florida. The company responded with "Closed with explanation".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports and dispute any inaccuracies with the credit reporting agency and the creditor.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers to ensure the accuracy of consumer report information.
Regulatory Insight
Furnishers must investigate disputes and correct any inaccurate information, including account status.
Resolution Likelihood
likely
State-Specific Consumer Protections
The consumer is located in Florida, which has state-level consumer protection laws that may offer additional recourse.
Industry Comparison
This is a common issue across the credit reporting industry, with many consumers experiencing errors on their reports.
Related Issues
Frequently Asked Questions
What is CFPB complaint 20841038 about?
CFPB complaint 20841038 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account status incorrect". This complaint was filed against Global Lending Services LLC on April 1, 2026.
Which company is complaint 20841038 filed against?
Complaint 20841038 was filed against Global Lending Services LLC. You can view all complaints against this company on their profile page at /company/global-lending-services-llc.
What was the company's response to complaint 20841038?
Global Lending Services LLC responded with "Closed with explanation". The response was marked as timely by the CFPB.
When was complaint 20841038 filed?
Complaint 20841038 was received by the CFPB on April 1, 2026. It was sent to Global Lending Services LLC on April 1, 2026.
What state was complaint 20841038 filed from?
Complaint 20841038 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 20841038?
Dispute information is not available for complaint 20841038.
What product category is complaint 20841038 about?
Complaint 20841038 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 20841038 submitted?
Complaint 20841038 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 20841038?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers to ensure the accuracy of consumer report information. This relates to a Credit reporting or other personal consumer reports complaint against Global Lending Services LLC involving "Incorrect information on your report".
How likely is complaint 20841038 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with explanation". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 20841038?
This complaint is rated as low risk. The risk is low as this appears to be a data entry error that can likely be corrected with proper dispute.
What regulatory actions apply to complaint 20841038?
Furnishers must investigate disputes and correct any inaccurate information, including account status. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 20841038?
Consumers should regularly review their credit reports and dispute any inaccuracies with the credit reporting agency and the creditor.
Are there state-specific protections for complaint 20841038?
The consumer is located in Florida, which has state-level consumer protection laws that may offer additional recourse. This complaint was filed from Florida.
How does complaint 20841038 compare to industry norms?
This is a common issue across the credit reporting industry, with many consumers experiencing errors on their reports.
What is the typical timeframe for resolving an incorrect account status dispute?
Under the FCRA, furnishers generally have 30-45 days to investigate and respond to a dispute.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.