Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #20811786

CFPB complaint 20811786 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against Kriya Capital, LLC on March 31, 2026.

Complaint 20811786 was filed against Kriya Capital, LLC. You can view all complaints against this company on their profile page at /company/kriya-capital-llc.

Kriya Capital, LLC responded with "In progress". The response was marked as timely by the CFPB.

Complaint 20811786 was received by the CFPB on March 31, 2026. It was sent to Kriya Capital, LLC on March 31, 2026.

Complaint 20811786 was filed from Texas. You can view all complaints from this state at /state/TX.

Dispute information is not available for complaint 20811786.

Complaint 20811786 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.

Complaint 20811786 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.

The Fair Credit Reporting Act (FCRA) requires credit reporting agencies and furnishers of information to ensure the accuracy of consumer report data and to investigate disputes. This relates to a Credit reporting or other personal consumer reports complaint against Kriya Capital, LLC involving "Incorrect information on your report".

Resolution likelihood: likely. The company's current response is "In progress". The company did respond in a timely manner, which is a positive indicator.

This complaint is rated as medium risk. The risk is medium because incorrect information on a credit report can negatively impact a consumer's ability to obtain credit, and if not corrected, could lead to financial harm.

This complaint highlights the importance of robust identity verification processes by credit furnishers to prevent the reporting of information belonging to the wrong individual. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.

Consumers should regularly review their credit reports for accuracy and dispute any incorrect information immediately with the credit reporting agency and the furnisher of the information.

The complaint originated in Texas, and state laws may also provide additional consumer protections regarding credit reporting. This complaint was filed from Texas.

This issue is common within the credit reporting industry, where data errors or misidentification can occur, necessitating clear dispute resolution processes.

The consumer should immediately dispute the inaccurate information with the credit bureau and the company that provided the information (the furnisher). They should provide evidence to support their claim, such as proof of identity.

As a furnisher of information to credit reporting agencies, Kriya Capital, LLC has a responsibility under the FCRA to investigate disputes regarding the accuracy of the information they provide and to correct any errors.