Debt collection -- Attempts to collect debt not owed -- Complaint #20790962
Complaint Overview
Complaint ID: 20790962
Company: Summit A*R, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Georgia
ZIP Code: 310XX
Date Received: 2026-03-30T12:00:00-05:00
Date Sent to Company: 2026-03-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally request debt validation for a collection account mentioned in a letter I recently received. Under my rights through the Fair Debt Collection Practices Act ( FDCPA ), I ask that your office provide clear proof that the debt is valid. This should include the name of the original creditor, the amount owed, a full payment record, and proof that I am responsible for this debt. I am making this request to ensure the information being reported is accurate and not the result of a mistake, fraud, or confusion. While waiting for proper validation, I ask that you pause all collection activity and reporting related to this account, as allowed by law.
Frequently Asked Questions
What is Complaint #20790962 about?
Complaint #20790962 was filed against Summit A*R, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-03-30T12:00:00-05:00.
How did Summit A*R, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Summit A*R, INC.?
Yes, visit the Summit A*R, INC. company profile at readthecomplaint.com/company/summit-a-r-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.