Debt collection -- False statements or representation -- Complaint #20222365
Complaint Overview
Complaint ID: 20222365
Company: Federal Adjustment Bureau, INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Ohio
ZIP Code: 43026
Date Received: 2026-03-12T12:00:00-05:00
Date Sent to Company: 2026-03-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/, I submitted a formal debt dispute through FABCO 's online portal regarding an alleged debt of {$1400.00} from XXXX XXXX ( Reference : XXXX ). The system confirmed receipt and stated I would receive a response via US Mail within 30 days. As of XX/XX/, more than 30 days have passed, and FABCO has failed to provide any validation of the debt. I specifically requested the signed lease, itemized charges, and maintenance records. Instead of providing validation, FABCO sent me a new collection letter dated XX/XX/, demanding payment. This is a violation of the FDCPA, as they are continuing collection efforts without providing the legally required validation after a timely dispute. I want FABCO to validate the debt as requested or close the account and remove any negative reports.
Frequently Asked Questions
What is Complaint #20222365 about?
Complaint #20222365 was filed against Federal Adjustment Bureau, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-03-12T12:00:00-05:00.
How did Federal Adjustment Bureau, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Federal Adjustment Bureau, INC.?
Yes, visit the Federal Adjustment Bureau, INC. company profile at readthecomplaint.com/company/federal-adjustment-bureau-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.