Debt collection -- Attempts to collect debt not owed -- Complaint #20221830

Complaint Overview

Complaint ID: 20221830

Company: Retail Merchants Associates

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Louisiana

ZIP Code: 71118

Date Received: 2026-03-12T12:00:00-05:00

Date Sent to Company: 2026-03-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Frequently Asked Questions

What is Complaint #20221830 about?

Complaint #20221830 was filed against Retail Merchants Associates regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-03-12T12:00:00-05:00.

How did Retail Merchants Associates respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Retail Merchants Associates?

Yes, visit the Retail Merchants Associates company profile at readthecomplaint.com/company/retail-merchants-associates to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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