Debt collection -- False statements or representation -- Complaint #19948292
Complaint Overview
Complaint ID: 19948292
Company: Lj Ross Associates
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Pennsylvania
ZIP Code: 19147
Date Received: 2026-03-03T12:00:00-05:00
Date Sent to Company: 2026-03-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The collection company, L J ROSS & ASSOCIATES XXXX XXXX XXXX XXXX XXXX XXXX XXXX MI XXXX : ( XXXX ) XXXX, never contacted me about the debt to confirm it. They said they emailed me but the email address was not correct. The debt and amount were not correct because I never received a bill from the utility company. When I contacted the untility company, they said that amount was not right and it was not owed.
Frequently Asked Questions
What is Complaint #19948292 about?
Complaint #19948292 was filed against Lj Ross Associates regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-03-03T12:00:00-05:00.
How did Lj Ross Associates respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lj Ross Associates?
Yes, visit the Lj Ross Associates company profile at readthecomplaint.com/company/lj-ross-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.