Debt collection -- False statements or representation -- Complaint #19882671
Complaint Overview
Complaint ID: 19882671
Company: Diverse Funding Associates LLC
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: California
ZIP Code: 94606
Date Received: 2026-03-01T12:00:00-05:00
Date Sent to Company: 2026-03-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XX/XX/XXXX To : XXXX XXXX Debt Validation Request Dear XXXX XXXX, I am writing in response to your communication regarding the above-referenced account. This letter is a formal request for validation of the alleged debt pursuant to my rights under the Fair Debt Collection Practices Act, 15 U.S.C. 1692g. Please provide me with the following : XXXX. The name and address of the original creditor. XXXX. The amount of the alleged debt, including a detailed breakdown of any interest, fees, or other charges added. XXXX. Copies of any documents bearing my signature that show I agreed to assume responsibility for this debt. XXXX. Documentation showing that you are legally authorized to collect this debt, including proof of assignment or ownership of the account. XXXX. The date of the alleged default and the date of the last payment made on this account. Until you provide the above-requested validation, you must cease collection activities and any reporting of this account to consumer reporting agencies. This request is not a refusal to pay, nor is it an admission that I owe this debt. Thank you for your cooperation. Sincerely, XXXX XXXX XX/XX/XXXX
Frequently Asked Questions
What is Complaint #19882671 about?
Complaint #19882671 was filed against Diverse Funding Associates LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-03-01T12:00:00-05:00.
How did Diverse Funding Associates LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Diverse Funding Associates LLC?
Yes, visit the Diverse Funding Associates LLC company profile at readthecomplaint.com/company/diverse-funding-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.