Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #19874436
Incorrect Identity Information on Credit Report Resolved with Non-Monetary Relief
Complaint Overview
Complaint ID: 19874436
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Maryland
ZIP Code: 20602
Date Received: 2026-02-28T12:00:00-05:00
Date Sent to Company: 2026-03-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low because the issue was resolved with non-monetary relief, indicating a successful correction without financial compensation.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Identity theft
AI Analysis
CFPB complaint 19874436 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect information on their credit report, stating that information belonging to someone else was present, which was closed with non-monetary relief. The complaint was received on February 28, 2026 from Maryland. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports, allowing consumers to dispute errors.
Regulatory Insight
Credit bureaus have a responsibility to investigate disputes and correct inaccurate information, as demonstrated by this case's resolution.
Resolution Likelihood
likely
State-Specific Consumer Protections
This complaint was filed in Maryland, and state laws may also offer protections regarding credit reporting accuracy.
Industry Comparison
This is a common issue within the credit reporting industry, where errors can occur and require consumer disputes.
Related Issues
Frequently Asked Questions
What is CFPB complaint 19874436 about?
CFPB complaint 19874436 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on February 28, 2026.
Which company is complaint 19874436 filed against?
Complaint 19874436 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 19874436?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 19874436 filed?
Complaint 19874436 was received by the CFPB on February 28, 2026. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on March 1, 2026.
What state was complaint 19874436 filed from?
Complaint 19874436 was filed from Maryland. You can view all complaints from this state at /state/MD.
Was the consumer satisfied with the resolution of complaint 19874436?
Dispute information is not available for complaint 19874436.
What product category is complaint 19874436 about?
Complaint 19874436 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 19874436 submitted?
Complaint 19874436 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 19874436?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports, allowing consumers to dispute errors. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 19874436 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 19874436?
This complaint is rated as low risk. The risk is low because the issue was resolved with non-monetary relief, indicating a successful correction without financial compensation.
What regulatory actions apply to complaint 19874436?
Credit bureaus have a responsibility to investigate disputes and correct inaccurate information, as demonstrated by this case's resolution. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 19874436?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 19874436?
This complaint was filed in Maryland, and state laws may also offer protections regarding credit reporting accuracy. This complaint was filed from Maryland.
How does complaint 19874436 compare to industry norms?
This is a common issue within the credit reporting industry, where errors can occur and require consumer disputes.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction or removal of inaccurate information from the credit report, rather than financial compensation.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.