Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #19874044
Incorrect Identity Information on Credit Report Resolved
Complaint Overview
Complaint ID: 19874044
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: South Carolina
ZIP Code: 29210
Date Received: 2026-02-28T12:00:00-05:00
Date Sent to Company: 2026-03-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a minor data discrepancy rather than a systemic problem.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Identity theft
AI Analysis
CFPB complaint 19874044 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect information on their credit report, stating that information belonging to someone else was present, which was closed with non-monetary relief. The complaint was received on February 28, 2026 from South Carolina. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information.
Regulatory Insight
This case highlights the importance of credit bureaus maintaining accurate data to prevent identity confusion and protect consumers.
Resolution Likelihood
likely
State-Specific Consumer Protections
In South Carolina, consumers have the right to dispute inaccurate information on their credit reports.
Industry Comparison
This is a common issue in the credit reporting industry, where data errors can occur.
Related Issues
Frequently Asked Questions
What is CFPB complaint 19874044 about?
CFPB complaint 19874044 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Information belongs to someone else". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on February 28, 2026.
Which company is complaint 19874044 filed against?
Complaint 19874044 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 19874044?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 19874044 filed?
Complaint 19874044 was received by the CFPB on February 28, 2026. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on March 1, 2026.
What state was complaint 19874044 filed from?
Complaint 19874044 was filed from South Carolina. You can view all complaints from this state at /state/SC.
Was the consumer satisfied with the resolution of complaint 19874044?
Dispute information is not available for complaint 19874044.
What product category is complaint 19874044 about?
Complaint 19874044 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 19874044 submitted?
Complaint 19874044 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 19874044?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputes and correct inaccurate information. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 19874044 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 19874044?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a minor data discrepancy rather than a systemic problem.
What regulatory actions apply to complaint 19874044?
This case highlights the importance of credit bureaus maintaining accurate data to prevent identity confusion and protect consumers. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 19874044?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 19874044?
In South Carolina, consumers have the right to dispute inaccurate information on their credit reports. This complaint was filed from South Carolina.
How does complaint 19874044 compare to industry norms?
This is a common issue in the credit reporting industry, where data errors can occur.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction of inaccurate information on the credit report, such as removing incorrect personal details or accounts, without any financial compensation.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.