Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #19874041
Equifax Corrects Incorrect Account Status on Credit Report
Complaint Overview
Complaint ID: 19874041
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Mississippi
ZIP Code: 39465
Date Received: 2026-02-28T12:00:00-05:00
Date Sent to Company: 2026-03-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a straightforward correction rather than a systemic problem.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account status
AI Analysis
CFPB complaint 19874041 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account status information on their Equifax credit report, which was resolved with non-monetary relief. The complaint was received on February 28, 2026 from Mississippi. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports.
Regulatory Insight
This case highlights the importance of FCRA compliance and the process for disputing and correcting errors on credit reports.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint originated in Mississippi and was resolved by Equifax, Inc.
Industry Comparison
This is a common type of issue in the credit reporting industry, where errors in account status can occur.
Related Issues
Frequently Asked Questions
What is CFPB complaint 19874041 about?
CFPB complaint 19874041 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account status incorrect". This complaint was filed against EQUIFAX, INC. on February 28, 2026.
Which company is complaint 19874041 filed against?
Complaint 19874041 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 19874041?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 19874041 filed?
Complaint 19874041 was received by the CFPB on February 28, 2026. It was sent to EQUIFAX, INC. on March 1, 2026.
What state was complaint 19874041 filed from?
Complaint 19874041 was filed from Mississippi. You can view all complaints from this state at /state/MS.
Was the consumer satisfied with the resolution of complaint 19874041?
Dispute information is not available for complaint 19874041.
What product category is complaint 19874041 about?
Complaint 19874041 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 19874041 submitted?
Complaint 19874041 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 19874041?
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to ensure the accuracy of information in consumer reports. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 19874041 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 19874041?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a straightforward correction rather than a systemic problem.
What regulatory actions apply to complaint 19874041?
This case highlights the importance of FCRA compliance and the process for disputing and correcting errors on credit reports. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 19874041?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 19874041?
The complaint originated in Mississippi and was resolved by Equifax, Inc. This complaint was filed from Mississippi.
How does complaint 19874041 compare to industry norms?
This is a common type of issue in the credit reporting industry, where errors in account status can occur.
What constitutes 'non-monetary relief' in credit reporting disputes?
Non-monetary relief typically involves the correction of inaccurate information on a credit report, such as updating an account status, rather than a financial payout.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.