Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #19874006
Equifax Credit Report Shows Incorrect Account Status
Complaint Overview
Complaint ID: 19874006
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Pennsylvania
ZIP Code: 19144
Date Received: 2026-02-28T12:00:00-05:00
Date Sent to Company: 2026-02-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue pertains to incorrect information on a credit report, which is generally resolvable through dispute processes.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account status
AI Analysis
CFPB complaint 19874006 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account status information on their Equifax credit report, which was closed with non-monetary relief. The complaint was received on February 28, 2026 from Pennsylvania. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reporting information.
Regulatory Insight
Credit bureaus are required to investigate disputes regarding inaccurate information on consumer reports.
Resolution Likelihood
likely
State-Specific Consumer Protections
This complaint originated in Pennsylvania.
Industry Comparison
This is a common issue within the credit reporting industry, where errors can occur and require consumer disputes.
Related Issues
Frequently Asked Questions
What is CFPB complaint 19874006 about?
CFPB complaint 19874006 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account status incorrect". This complaint was filed against EQUIFAX, INC. on February 28, 2026.
Which company is complaint 19874006 filed against?
Complaint 19874006 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 19874006?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 19874006 filed?
Complaint 19874006 was received by the CFPB on February 28, 2026. It was sent to EQUIFAX, INC. on February 28, 2026.
What state was complaint 19874006 filed from?
Complaint 19874006 was filed from Pennsylvania. You can view all complaints from this state at /state/PA.
Was the consumer satisfied with the resolution of complaint 19874006?
Dispute information is not available for complaint 19874006.
What product category is complaint 19874006 about?
Complaint 19874006 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 19874006 submitted?
Complaint 19874006 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 19874006?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reporting information. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 19874006 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 19874006?
This complaint is rated as low risk. The risk is low as the issue pertains to incorrect information on a credit report, which is generally resolvable through dispute processes.
What regulatory actions apply to complaint 19874006?
Credit bureaus are required to investigate disputes regarding inaccurate information on consumer reports. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 19874006?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information with the credit reporting agency.
Are there state-specific protections for complaint 19874006?
This complaint originated in Pennsylvania. This complaint was filed from Pennsylvania.
How does complaint 19874006 compare to industry norms?
This is a common issue within the credit reporting industry, where errors can occur and require consumer disputes.
What is considered 'non-monetary relief' in this context?
Non-monetary relief typically means the issue was resolved without the consumer receiving any financial compensation, such as an agreement to correct information or cease certain practices.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.