Debt collection -- False statements or representation -- Complaint #19793020
Complaint Overview
Complaint ID: 19793020
Company: January Technologies, INC
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Florida
ZIP Code: 33024
Date Received: 2026-02-25T12:00:00-05:00
Date Sent to Company: 2026-02-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am responding to your communication regarding the above referenced account. This letter serves as a formal request for validation of the alleged debt pursuant. XXXX. The name and address of the original creditor. XXXX. The full amount of the alleged debt. XXXX. Copies of any agreement or contract. XXXX. Proof that you are legally authorized to collect this debt. XXXX. Documentation showing you own or have been assigned this debt. Be advised that until you provide the requested validation, you must cease collection. Failure to comply with this request may constitute a violation of XXXX law. I request all future communications to be made in writing. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #19793020 about?
Complaint #19793020 was filed against January Technologies, INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-02-25T12:00:00-05:00.
How did January Technologies, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against January Technologies, INC?
Yes, visit the January Technologies, INC company profile at readthecomplaint.com/company/january-technologies-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.