Debt collection -- False statements or representation -- Complaint #19693537
Complaint Overview
Complaint ID: 19693537
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Tennessee
ZIP Code: 38141
Date Received: 2026-02-22T12:00:00-05:00
Date Sent to Company: 2026-02-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : This letter serves as a formal dispute of the above-referenced account pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C. 1692g and the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681s-2. I dispute this alleged debt in its entirety. You are required to provide full validation of this account before continuing any collection activity or credit reporting. Please provide the following : The name and address of the original creditor. A complete payment history and accounting of the alleged debt, including principal, interest, fees, and charges. A copy of the original signed contract or agreement bearing my signature. Documentation showing you have legal assignment or authority to collect this specific debt. Proof that your company is properly licensed and authorized to collect debts in the State of Tennessee, including your Tennessee collection license number and registered agent information. The date of first delinquency and proof of the statute of limitations applicable to this account. If you are unable to provide the above documentation, you must immediately : Cease all collection activity ; and Delete this account from all consumer reporting agencies to which you have furnished information. Be advised that reporting information to credit bureaus without proper validation may constitute furnishing inaccurate or unverified information in violation of 15 U.S.C. 1681s-2 ( b ). If you continue to report this account without providing proper validation, I will file additional complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and the Tennessee Attorney Generals Office for investigation of unlawful collection practices. All future communication must be in writing. Telephone contact is not authorized. Failure to respond with proper validation within 30 days will be considered your inability to validate the alleged debt, and I will demand immediate deletion. Sincerely,
Frequently Asked Questions
What is Complaint #19693537 about?
Complaint #19693537 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-02-22T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.