Debt collection -- Written notification about debt -- Complaint #19685065
Complaint Overview
Complaint ID: 19685065
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Louisiana
ZIP Code: 70461
Date Received: 2026-02-21T12:00:00-05:00
Date Sent to Company: 2026-02-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Along with failing to respond to my request for validation of the alleged debt in the amount of {$340.00}, and then reporting the account as " in collections '' without validating the debt as requested, Jefferson Capital reported the account with XX/XX/XXXX as the date the account was opened, but their initial contact email was sent to me on XX/XX/XXXX. The initial email also states that if I contacted them by XX/XX/XXXX, they must stop collections on the debt until it has been verified that I owe the amount in question. I requested verification on XX/XX/XXXX, the debt has not been verified, and they have reported the account as " in collections, '' with an open date that is earlier than when they initially contacted me.
Frequently Asked Questions
What is Complaint #19685065 about?
Complaint #19685065 was filed against Cl Holdings LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2026-02-21T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.