Debt collection -- False statements or representation -- Complaint #19638340
Complaint Overview
Complaint ID: 19638340
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: New Jersey
ZIP Code: 080XX
Date Received: 2026-02-19T12:00:00-05:00
Date Sent to Company: 2026-02-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Your Name XXXX XXXX Your Address XXXX XXXX XXXX XXXX XXXX XXXX City, State ZIPXX/XX/XXXXe Nj XXXX Date of Birth XX/XX/XXXX ( Last XXXX of SSN XXXX )XX/XX/XXXX Compliance / Billing DepartmentXX/XX/XXXX: Formal Notice of Dispute Account XX/XX/XXXXXXXX To Whom It May Concern, I am writing to formally dispute the above-referenced account that is currently being reported as a negative item on my consumer credit report. The account is reporting as opened on XX/XX/XXXX2021, with a total balance of {$98.00}. I dispute the accuracy and completeness of this reporting. Pursuant to 15 U.S.C. XXXX ( b ), furnishers of information are required to follow reasonable procedures to assure maximum possible accuracy of the information reported to consumer reporting agencies. The reporting of this account must be verified for accuracy and compliance. Additionally, pursuant to 15 U.S.C. XXXX, I am requesting full validation of this alleged debt. Under 15 U.S.C. XXXX, you are hereby notified that all communications regarding this matter must be conducted in writing only. Please provide the following documentation : XXXX. A copy of the original signed membership agreement or contract. XXXX. A complete itemized billing statement showing how the alleged {$98.00} balance was calculated. XXXX. A full payment history from the alleged date of opening. XXXX. The name and address of any third-party agency involved in collection or reporting. XXXX. A copy of the XX/XX/XXXX record furnished to the consumer reporting agencies to verify this account. XXXX. Identification of the systems, procedures, and personnel used to review and verify the accuracy of this account and reporting. XXXX. The date, time, phone numbers, email addresses, and identities of individuals contacted during the performance of your investigation. XXXX. Documentation establishing your permissible purpose for furnishing and continuing to furnish this information. If you can not provide competent evidence validating this debt and verifying the accuracy of the information furnished, you are required to immediately delete or correct the inaccurate reporting with all consumer reporting agencies. Please provide a complete written response within XX/XX/XXXX days of receipt of this notice. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #19638340 about?
Complaint #19638340 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-02-19T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.