Credit card -- Incorrect information on your report -- Complaint #19515862

Complaint Overview

Complaint ID: 19515862

Company: Sparrow Financial, INC.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Ohio

ZIP Code: 43147

Date Received: 2026-02-15T12:00:00-05:00

Date Sent to Company: 2026-02-15T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This account from Sparrow has been paid for several months, but there is still a balance showing on my credit report. I have contacted the company, and I keep getting the run around. Its been paid and should reflect as paid, not charged off with a balance. I called the company BEFORE paying it and was told to send them the check. It was not until after that I was told it was sold. Also, I have attached correspondence from the company that it was sold and they are the owners This means they need to remove themselves from my credit report since they no longer own the debt

Frequently Asked Questions

What is Complaint #19515862 about?

Complaint #19515862 was filed against Sparrow Financial, INC. regarding Credit card specifically about Incorrect information on your report. It was received by the CFPB on 2026-02-15T12:00:00-05:00.

How did Sparrow Financial, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Sparrow Financial, INC.?

Yes, visit the Sparrow Financial, INC. company profile at readthecomplaint.com/company/sparrow-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages