Debt collection -- Attempts to collect debt not owed -- Complaint #19342548
Complaint Overview
Complaint ID: 19342548
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Colorado
ZIP Code: 800XX
Date Received: 2026-02-08T12:00:00-05:00
Date Sent to Company: 2026-02-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a documented victim of identity theft. LVNV Funding is reporting a collection to XXXX related to a XXXX XXXX account that was confirmed as fraudulent and removed by XXXX XXXX. This account was part of identity theft and is documented in both an FTC Identity Theft Report and a police report. I notified LVNV Funding that I am an identity theft victim before they reported this account, yet they still chose to report it to XXXX. This account does not appear on XXXX or XXXX, only XXXX, which shows inconsistent and improper reporting. LVNV Funding has no legal basis to report or collect on a debt tied to identity theft. I am requesting immediate deletion of this account and confirmation that LVNV Funding has ceased all reporting and collection activity related to this fraudulent XXXX XXXX account.
Frequently Asked Questions
What is Complaint #19342548 about?
Complaint #19342548 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-02-08T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.