Credit card -- Incorrect information on your report -- Complaint #19342446
Complaint Overview
Complaint ID: 19342446
Company: Barclays Bank Delaware
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Connecticut
ZIP Code: 06051
Date Received: 2026-02-08T12:00:00-05:00
Date Sent to Company: 2026-02-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint against Barclays Bank Delaware for inaccurate and unverifiable credit reporting. Barclays is furnishing derogatory information to the credit bureaus that is damaging my credit profile, including multiple late payments and a charged-off status. The account is being reported with the following negative history : XXXX days late multiple times XXXX days late multiple times XXXX days late multiple times Charged off as bad debt This information is inaccurate, incomplete, and has not been properly validated. Under the Fair Credit Reporting Act ( FCRA ), Section XXXX, furnishers of information have a legal obligation to conduct a reasonable investigation when a consumer disputes inaccurate reporting. I am requesting Barclays Bank Delaware to : Conduct a full reinvestigation of this account Correct or delete any inaccurate late payment history Remove the charge-off status if it can not be fully substantiated Provide written documentation showing how the information was verified Immediately stop reporting unverifiable derogatory information This inaccurate reporting is causing ongoing financial harm and must be corrected immediately.
Frequently Asked Questions
What is Complaint #19342446 about?
Complaint #19342446 was filed against Barclays Bank Delaware regarding Credit card specifically about Incorrect information on your report. It was received by the CFPB on 2026-02-08T12:00:00-05:00.
How did Barclays Bank Delaware respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Barclays Bank Delaware?
Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.