Debt collection -- Attempts to collect debt not owed -- Complaint #19342245
Complaint Overview
Complaint ID: 19342245
Company: Halsted Financial Services, LLC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Colorado
ZIP Code: 80904
Date Received: 2026-02-08T12:00:00-05:00
Date Sent to Company: 2026-02-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this complaint because Halsted Financial Services , LLC sent me a debt collection notice regarding a debt that does not belong to me and disclosed another individuals private debt information to my email address. On XX/XX/year>, I received an email from Halsted Financial Services identifying the alleged debtor as XXXX XXXX and referencing an account originally with XXXX XXXX, XXXX that was sold to XXXX XXXX, XXXX. The email included detailed debt information, including creditor names, balances, account references, dispute rights, and deadlines. I am not XXXX XXXX and have no association with this individual. This communication constitutes an improper third-party disclosure of consumer debt information. The notice was sent directly to my personal email address, exposing private financial information belonging to another consumer. Compounding this issue, Halsted Financial Services , LLC has previously contacted me regarding a separate debt that I actually owe, which raises serious concerns about account contamination, inadequate internal controls, and improper handling of consumer data. The reuse of my contact information for an unrelated consumers account suggests a failure to maintain accurate records and safeguard personal information. I am concerned that this error may indicate broader deficiencies in the companys data handling and consumer privacy safeguards. This error caused confusion and concern that the debt was being improperly attributed to me, and it demonstrates questionable collection practices and data management procedures. I believe this conduct violates federal consumer protection laws governing debt collection and third-party disclosures, and I am requesting that the CFPB review Halsted Financial Services , LLC practices for compliance.
Frequently Asked Questions
What is Complaint #19342245 about?
Complaint #19342245 was filed against Halsted Financial Services, LLC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-02-08T12:00:00-05:00.
How did Halsted Financial Services, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Halsted Financial Services, LLC.?
Yes, visit the Halsted Financial Services, LLC. company profile at readthecomplaint.com/company/halsted-financial-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.