Debt collection -- Attempts to collect debt not owed -- Complaint #19289930
Complaint Overview
Complaint ID: 19289930
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Michigan
ZIP Code: 49301
Date Received: 2026-02-05T12:00:00-05:00
Date Sent to Company: 2026-02-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had several procedures ( 6+ ) done by XXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida XXXX XXXX to repair and replace a XXXX. In order to have the next procedure done, XXXX XXXX XXXX would not allow any balance on the account. Payment was always collected by their office, and then my next scheduled procedure would take place. My FINAL XXXX, where the XXXX XXXX was finally placed ( after several XXXX XXXX XXXX XXXX XXXX XXXX XXXX, required payment in advanced. That payment was collected by XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. My final XXXX took place. I thought I could move on with my life. I moved back to XXXX XXXX XXXXXXXX to live with my mom after my father passed away and within 3 months I started receiving {$1500.00} bills from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. ( My father was a XXXXXXXX XXXX XXXXXXXX XXXX was also aware of that. ) In fact, both from the XXXX XXXX XXXX I knew this was fraudulent, as the XXXX would not even schedule my final procedure until any balance was paid. This practice always received immediate payment. After my father 's death, the invoice relentlessly arrived in the mail every couple of weeks from XXXX. Now, over 17 years, I just received a notification from my Credit Report of a " new collection '' from XX/XX/XXXX from TRANSWORLDS SYSTEMS. I called TRANSWORLDS SYSTEMS to inquire and learned that this is from XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX from XXXX XXXX from XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX has hunted me & harassed me for fraudulent invoices. Specifically, XXXX XXXX XXXX XXXX who conducted all of my procedures ) and based off of their website, she no longer practices with XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX They were paid over {$25000.00}, collectively at the time ( s ) of service ( often even before the time of service ) for my series of out-of-pocket oral procedures. This item not only fraudulent but also obsolete under the FCRA 7-year rule. I am requesting immediate removal of this outdated item from my Credit Report.
Frequently Asked Questions
What is Complaint #19289930 about?
Complaint #19289930 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-02-05T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.