Debt collection -- False statements or representation -- Complaint #19160268
Complaint Overview
Complaint ID: 19160268
Company: Williams, Rush & Associates, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Louisiana
ZIP Code: 711XX
Date Received: 2026-01-31T12:00:00-05:00
Date Sent to Company: 2026-02-10T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Williams Rush & Associates is reporting a collection account related to XXXX with inaccurate information, including account activity and an account opened date reported in XXXX. I have not used XXXX in over six years, and any alleged delinquency occurred well before the dates being reported. The information currently reported does not reflect the true Date of First Delinquency and appears to be an illegally re-aged account. Additionally, on XX/XX/XXXX, Williams Rush & Associates placed a hard inquiry on my XXXX credit report. I did not apply for credit, financing, or any service with this company, nor did I authorize a hard inquiry. As a debt collection agency, they do not have a permissible purpose to conduct a hard inquiry. I have disputed this inaccurate reporting and requested validation. I am filing this complaint because the inaccurate reporting and unauthorized inquiry continue to appear on my credit report.
Frequently Asked Questions
What is Complaint #19160268 about?
Complaint #19160268 was filed against Williams, Rush & Associates, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-01-31T12:00:00-05:00.
How did Williams, Rush & Associates, LLC respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Williams, Rush & Associates, LLC?
Yes, visit the Williams, Rush & Associates, LLC company profile at readthecomplaint.com/company/williams-rush-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.