Debt collection -- Attempts to collect debt not owed -- Complaint #19119049
Complaint Overview
Complaint ID: 19119049
Company: Lj Ross Associates
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Nevada
ZIP Code: 89178
Date Received: 2026-01-29T12:00:00-05:00
Date Sent to Company: 2026-01-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently reviewed a copy of my credit report and found several accounts that are a result of identity theft and do not belong to me. These accounts are affecting my ability to obtain new credit and are not in compliance with the FRCA. Please remove these accounts from my credit report immediately.
Frequently Asked Questions
What is Complaint #19119049 about?
Complaint #19119049 was filed against Lj Ross Associates regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-29T12:00:00-05:00.
How did Lj Ross Associates respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lj Ross Associates?
Yes, visit the Lj Ross Associates company profile at readthecomplaint.com/company/lj-ross-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.