Debt collection -- False statements or representation -- Complaint #19077383
Complaint Overview
Complaint ID: 19077383
Company: Credico. INC
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: South Dakota
ZIP Code: 57106
Date Received: 2025-10-15T12:00:00-05:00
Date Sent to Company: 2026-01-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I owe {$180.00} from XXXX XXXX. The bill got send over to collections XXXX week ago, and from the bill going to collections, the debt collector and paper copy says I owe {$3000.00} because it had sent over to collections. I principally paid the collection bill with XXXX afterwards because the credit collections Bureau tried charging me {$3000.00}. I called XXXX and they said I should only owe {$3.00} extra from the collection bill from XXXX to {$180.00}, but credit collections bureau is trying to scam me XXXX due to the bill getting sent them for XXXX week sitting in collections.
Frequently Asked Questions
What is Complaint #19077383 about?
Complaint #19077383 was filed against Credico. INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-10-15T12:00:00-05:00.
How did Credico. INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credico. INC?
Yes, visit the Credico. INC company profile at readthecomplaint.com/company/credico-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.