Debt collection -- Attempts to collect debt not owed -- Complaint #19055005
Complaint Overview
Complaint ID: 19055005
Company: First National Bank Of Omaha
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Florida
ZIP Code: 337XX
Date Received: 2026-01-27T12:00:00-05:00
Date Sent to Company: 2026-01-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
On XX/XX/XXXX, I received a notification from XXXX XXXX that I owed {$10000.00}. This was for a credit card that I never opened from a bank that I never used. This is a fraudulent attempt to collect money that was never owed. I ran a credit report on XX/XX/XXXX and I have no history of this credit or debt in my entire credit history. The language in the letter was demeaning, threatening, and scary. This letter was from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX
Frequently Asked Questions
What is Complaint #19055005 about?
Complaint #19055005 was filed against First National Bank Of Omaha regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-27T12:00:00-05:00.
How did First National Bank Of Omaha respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against First National Bank Of Omaha?
Yes, visit the First National Bank Of Omaha company profile at readthecomplaint.com/company/first-national-bank-of-omaha to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.