Debt collection -- Attempts to collect debt not owed -- Complaint #19054600
Complaint Overview
Complaint ID: 19054600
Company: Lien Receivables LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 774XX
Date Received: 2026-01-27T12:00:00-05:00
Date Sent to Company: 2026-02-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am being harassed by a debt collector, Lien Receivables LLC, attempting to collect an alleged towing/impound debt on a XXXX XXXX XXXX . I dispute this debt entirely. On XXXX XXXX XXXX I received collection texts and letters demanding payment of approximately {$3800.00} and threatening court action. On XX/XX/XXXX, I formally disputed the debt and requested written validation, including proof of liability, itemized charges, tow authorization, proof of XXXX notice, and documentation of the lien sale. I also requested that they cease contacting me by phone and text. Despite this, the company has continued contacting me repeatedly from multiple phone numbers. They have also begun contacting third parties including my brothers wife, other family members, and my spouse. This has caused distress and embarrassment and appears to be an improper attempt to pressure me into payment. A representative sent abusive and threatening messages, including calling my dispute uneducated, threatening to verify my employment with HR, and stating they would contact my employer. These threats were made despite there being no court judgment. They have also claimed they will bring this to court while refusing to provide any validation of the alleged debt. Their conduct includes : Continuing to contact me after I disputed the debt and requested cease contact Contacting third parties about the alleged debt Threatening employment verification and legal action Using multiple phone numbers to continue harassment Refusing to provide proper debt validation This behavior appears to violate the Fair Debt Collection Practices Act ( FDCPA ), including improper third-party contact, continued collection activity after dispute, and harassment/intimidation. I am requesting that this conduct be investigated, that the company cease all contact with me and third parties, and that they be required to provide proper validation if they believe they have any legitimate claim.
Frequently Asked Questions
What is Complaint #19054600 about?
Complaint #19054600 was filed against Lien Receivables LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-27T12:00:00-05:00.
How did Lien Receivables LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lien Receivables LLC?
Yes, visit the Lien Receivables LLC company profile at readthecomplaint.com/company/lien-receivables-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.