Debt collection -- Took or threatened to take negative or legal action -- Complaint #19052668
Complaint Overview
Complaint ID: 19052668
Company: Simpson Law Firm, P.A.
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: Mississippi
ZIP Code: 390XX
Date Received: 2025-10-08T12:00:00-05:00
Date Sent to Company: 2026-01-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint because a debt collection attorney filed a lawsuit and obtained a judgement against me without properly notifying me of the case or serving me with a subpoena. I never received any notice or documentation regarding this debt until after the judgement was entered in court. Once I discovered the issue, I immediately filed a Motion to Set Aside Judgement with the XXXX XXXX XXXX XXXX and mailed certified copies of the filed documents to the attorney by first-class mail with signature confirmation. I have not received a response. This improper legal action has resulted in a lien or judgement appearing on my record, which is now preventing me from closing on my approved mortgage loan with XXXX XXXX XXXX XXXX. My mortgage lender has advised that the judgement must be cleared or corrected before the loan can proceed to closing. I am requesting the CFPB 's assistance in reviewing this matter and ensuring that the company and its attorney follow proper legal and notification procedures, remove or correct the wrongful judgement/ lien XXXX and cease any further collection activity until the issue is resolved. I respectfully ask that CFPB confirm whether action taken by this company and its representatives complied with both state service requirements and federal debt collection laws.
Frequently Asked Questions
What is Complaint #19052668 about?
Complaint #19052668 was filed against Simpson Law Firm, P.A. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-10-08T12:00:00-05:00.
How did Simpson Law Firm, P.A. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Simpson Law Firm, P.A.?
Yes, visit the Simpson Law Firm, P.A. company profile at readthecomplaint.com/company/simpson-law-firm-p-a to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.