Debt collection -- Attempts to collect debt not owed -- Complaint #19044722
Complaint Overview
Complaint ID: 19044722
Company: Southern Management Systems INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 778XX
Date Received: 2025-12-03T12:00:00-05:00
Date Sent to Company: 2026-01-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Refused to provide documentation and refused to remove from credit report causing hindrance of being able to secure housing or other credit lending options.
Frequently Asked Questions
What is Complaint #19044722 about?
Complaint #19044722 was filed against Southern Management Systems INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-12-03T12:00:00-05:00.
How did Southern Management Systems INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southern Management Systems INC.?
Yes, visit the Southern Management Systems INC. company profile at readthecomplaint.com/company/southern-management-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.