Debt collection -- Written notification about debt -- Complaint #19034241
Complaint Overview
Complaint ID: 19034241
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: North Carolina
ZIP Code: 27215
Date Received: 2025-12-05T12:00:00-05:00
Date Sent to Company: 2026-01-29T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX : Cease and Desist Debt Collection Harassment ( FDCPA ) I am writing pursuant to my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692 et seq. This letter serves as formal notice demanding that your company immediately cease and desist from any further contact with me regarding any alleged debt claimed to be owed by me. Effective immediately, you are prohibited from contacting me through any means, including but not limited to telephone calls, mail, emails, text messages, or contact at my place of employment. You are also prohibited from contacting any third parties, such as family members, employers, or associates, about this matter. Under 15 U.S.C. 1692g, I am requesting written verification of any alleged debt you claim I owe. Until such verification is provided, you must stop all collection activities, including reporting or continuing to report information to any credit bureau. Be advised that harassment, threats, misrepresentation, or continued communication after receipt of this notice are violations of 15 U.S.C. 1692c, 1692d, and 1692e. If such violations occur, I will not hesitate to file complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and the North Carolina Attorney Generals Office, as well as pursue civil remedies. If you believe this request is in error, provide written proof within the time allowed by law. Otherwise, I expect your full compliance with the FDCPA. Continued noncompliance will result in immediate action. Respectfully,
Frequently Asked Questions
What is Complaint #19034241 about?
Complaint #19034241 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-12-05T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.