Debt collection -- Attempts to collect debt not owed -- Complaint #19021525

Complaint Overview

Complaint ID: 19021525

Company: I.C. System, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: North Carolina

ZIP Code: 28739

Date Received: 2026-01-26T12:00:00-05:00

Date Sent to Company: 2026-01-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a notification from XXXX XXXX in my email from the collection agency I C System from XXXX XXXX XXXX saying I owe {$130.00} and {$140.00} I have never applied for a card from XXXX XXXX XXXX and I am confused of why XXXX XXXX XXXX is on my credit report and I believe this is an unauthorized transaction

Frequently Asked Questions

What is Complaint #19021525 about?

Complaint #19021525 was filed against I.C. System, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-26T12:00:00-05:00.

How did I.C. System, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against I.C. System, INC.?

Yes, visit the I.C. System, INC. company profile at readthecomplaint.com/company/i-c-system-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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