Debt collection -- False statements or representation -- Complaint #18994902
Complaint Overview
Complaint ID: 18994902
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Georgia
ZIP Code: 31707
Date Received: 2026-01-25T12:00:00-05:00
Date Sent to Company: 2026-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this complaint regarding a debt being reported and collected by this company that is inaccurate and has not been properly validated. I previously disputed this account and requested verification. To date, this company has failed to provide competent evidence that I authorized this account, including a signed contract, original application, or other documentation bearing my authorization. Despite the lack of proper validation, this account continues to be reported to consumer reporting agencies, causing ongoing harm. Additionally, the account appears to have been sold or transferred multiple times, further calling into question the accuracy and ownership of the alleged debt. Continued collection and reporting of an unverified and inaccurate debt constitutes a violation of the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). I am requesting that this company either provide proper verification of this debt or cease collection and delete the account from all consumer reporting agencies.
Frequently Asked Questions
What is Complaint #18994902 about?
Complaint #18994902 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-01-25T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.