Debt collection -- Attempts to collect debt not owed -- Complaint #18994297
Complaint Overview
Complaint ID: 18994297
Company: Bounce Ai, INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Ohio
ZIP Code: 45237
Date Received: 2026-01-25T12:00:00-05:00
Date Sent to Company: 2026-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint regarding a collection account being reported by Bounce AI , Inc. for {$1100.00}. I have disputed this account with the credit bureaus and have now directly requested debt validation from Bounce AI. To date, I have not been provided with proper documentation proving I am legally responsible for this debt, including a signed agreement, itemized charges, or proof of assignment. Despite this, the account continues to be reported as accurate. I am requesting that Bounce AI provide full validation of the debt or remove the account from my credit report if validation can not be produced. This account is negatively impacting my ability to secure housing and has caused significant harm due to continued reporting without proper verification.
Frequently Asked Questions
What is Complaint #18994297 about?
Complaint #18994297 was filed against Bounce Ai, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-25T12:00:00-05:00.
How did Bounce Ai, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Bounce Ai, INC.?
Yes, visit the Bounce Ai, INC. company profile at readthecomplaint.com/company/bounce-ai-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.