Debt collection -- Attempts to collect debt not owed -- Complaint #18993958
Complaint Overview
Complaint ID: 18993958
Company: Meridian Financial Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Illinois
ZIP Code: 601XX
Date Received: 2026-01-25T12:00:00-05:00
Date Sent to Company: 2026-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have collections account for Meridian Financial Service for a Timeshare they say I owe. I do not owe this debt ; I have never owned a timeshare. I am not liable for this debt with Meridian Financial Services. I did not sign any paperwork, nor do I have a contract with them. I contacted Meridian Financial Service, but they have not provided me with original letter of the debt. I demand this be removed from my credit report.
Frequently Asked Questions
What is Complaint #18993958 about?
Complaint #18993958 was filed against Meridian Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-25T12:00:00-05:00.
How did Meridian Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Meridian Financial Services, INC.?
Yes, visit the Meridian Financial Services, INC. company profile at readthecomplaint.com/company/meridian-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.